Terms & Conditions
Default Ltd. (A UAC member) is committed to protecting the privacy of our site users. To that end, we offer this statement to inform our users of how we define, gather and utilize personally identifiable information. Default Ltd will take reasonable steps to protect member privacy consistent with the guidelines set forth in this policy and the law.

While Default Ltd has used its best efforts to provide accurate and timely information on this site, it makes no warranties or representations as to its accuracy or completeness. Default Ltd shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any content of this site, including, but not limited to, any damages that may result from downloading any information or materials from this site.

Any information, including but not limited to remarks, suggestions, ideas, graphics, or other submissions, communicated to Default Ltd through this site is deemed non-confidential and is the exclusive property of Default Ltd. Default Ltd is entitled to use any information submitted for any purpose without restriction and without compensation to or acknowledgment of its source.

Default Ltd defines personally identifiable information as information that includes any combination of the following: a person's full name, address, telephone number, date of birth and/or e-mail address. Default Ltd typically gathers this type of information when it is voluntarily supplied by our users in response to a request from us or to participate in a sweepstakes or promotion.

Default Ltd collects personally identifiable information from users when voluntarily submitted by a user, such as participating in a sweepstakes. We require that a user be 18 years of age or older before submitting personally identifiable information.

cted, will be kept private and will not be shared, sold, or otherwise transferred to any third parties outside of Default Ltd. Note to Parents/Guardians: To protect the interests of children, Default Ltd has no intention of collecting any personally identifiable information from children under 13 years of age, without notice to and the consent of a parent or guardian.

Default Ltd may use personally identifiable information collected online to develop and improve the products, benefits and services we or our selected business partners offer to our customers or website users. Default Ltd may also use e-mail addresses or other personally identifiable information to contact users who directly communicate with Default Ltd. For example, Default Ltd may contact users to notify them that they have won a sweepstakes or to provide requested information or material. Default Ltd will not sell personally identifiable information to any direct marketing association.

COPYRIGHT
Content, included on this site (with the exception of "Prize Partners"), such as text, graphics, logos, button icons, images, audio clips and software, is the property of Default Ltd and is protected by international copyright laws. The compilation (meaning the collection, arrangement and assembly) of content on this site is the exclusive property of Default Ltd and protected by copyright laws. All software used on this site is the property of Default Ltd and protected by copyright laws. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the content on this site is strictly prohibited.

TRADEMARKS
The Default Ltd Logo are registered trademarks of Default Ltd. Default Ltd’s trademarks may not be used in connection with any product or service that is not affiliated with Default Ltd in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Default Ltd.

The company diligently and effectively pursues all infringers and counterfeiters, regardless of where in the world they operate.

COOKIES
Default Ltd uses cookies on this site. A cookie is a piece of data stored on the user’s hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on this Default Ltd site. If a user disables their cookies, they will still be able to use our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Some of our business partners use cookies on our site (for example, advertisers). However, we have no access or control over these cookies. We do not have access to cookies set by third parties or the information that they may contain. Additionally, this site may be linked to other sites that are not maintained by Default Ltd. Default Ltd does not endorse these sites and is not responsible for the content of such other sites.

LOG FILES
Default Ltd uses IP addresses to analyze trends, administer the site, rack user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

SHARING
Default Ltd will share aggregated demographic information with our partners and advertisers. This is not linked to any personal information that can identify any individual person.

LINKS
This Default Ltd Web site may contain links to other sites. Please be aware that Default Ltd is not responsible for the privacy practices of such other sites. Default Ltd encourages our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Default Ltd Web site.

TELL-A-FRIEND
If a user elects to use our referral service for informing a friend about information on the Default Ltd site, we ask them for the friend’s name, e-mail address and text message. Default Ltd will automatically send the friend a one-time e-mail inviting them to visit the site. These e-mail addresses will not be saved in a database and will be destroyed at the end of the promotion.

CHOICE/OPT-OUT
Default Ltd users are given the opportunity to ‘opt-out’ of having their information used for purposes not directly related to our site at the point where we ask for the information. For example, our form has an ‘opt-out’ mechanism so users who participate, but don’t want any marketing material, can keep their e-mail address off of our lists.

Users of the Default Ltd site are always notified when their information is being collected by any outside parties. We do this so our users can make an informed choice as to whether they should proceed with services that require an outside party or not.

DISCLAIMER
THIS SITE IS PROVIDED BY DEFAULT ON AN "AS IS" BASIS. DEFAULT MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION, INFORMATION, CONTENT, MATERIALS OR PRODUCTS INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, DEFAULT DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. DEFAULT WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES. IN ADDITION, DEFAULT DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT. EXCEPT AS SPECIFICALLY STATED ON THIS SITE, NEITHER DEFAULT NOR ANY OF ITS DIRECTORS, EMPLOYEES OR OTHER REPRESENTATIVES WILL BE LIABLE FOR DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS SITE. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING (WITHOUT LIMITATION) COMPENSATORY, DIRECT, INDIRECT OR CONSEQUENTIAL DAMAGES, LOSS OF DATA, INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY AND CLAIMS OF THIRD PARTIES.

APPLICABLE LAW
This site is controlled by DEFAULT in Nigerai. As such, the laws will govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our site and these disclaimers, terms, and conditions at any time.

CONTACT
If you feel that Default Ltd is not abiding by its posted privacy policy, you should contact infor@defaultltd.com.

Default Ltd reserves the right to change this privacy policy at any time and will immediately post the updated policy on this web site.

OUR ADDRESS
Default Ltd.

© 2004 Default Interactive Ltd.
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